Retirement plan
recordkeeping

Does your recordkeeper offer
complete retirement plan services?

A complete suite of retirement plan services

AGH offers complete retirement plan services, including plan design and development, recordkeeping and compliance services. Those services can be combined with a plan sponsor's existing providers (for example, an existing plan document and external investments manager) or bundled for a "one-stop" plan.

See how our retirement plan recordkeeping service could help your organization.
Contact us to learn more.

Retirement plan recordkeeping

Consider who benefits

Organizations offering employee retirement plans

Organizations unsure of whether their retirement plan's fees are competitive or uncertain of what fee levels are being charged

Organizations whose employees desire more investment options, better service or more access to retirement plan fund information

Consider the benefits

Access to responsive, knowledgeable customer service representatives familiar with each plan sponsor’s needs and requirements

Access to an open-architecture structure delivering more than 22,000 investment options; the plan's investment advisor and the plan sponsor can then choose from this list – not just a single family of investment options

Daily valuation of accounts including same-day/late-day trading

24/7 instant access to current participant information via customized, company-branded website and phone access, including investment election changes, account balances, fund returns, loan modeling, investment advice and plan sponsor access

Online loan and hardship distribution processing along with online enrollment

Help protect your organization and fulfill your fiduciary responsibility by working with retirement plan specialists with deep expertise in ERISA/DOL regulatory requirements for retirement plans

Reduce retirement-plan audit fees (if an audit is required) by engagement of a recordkeeper with an audited SOC1 report, a credential reflecting our expertise and internal controls

Competitive pricing based on understandable and clearly spelled out fee structure

How AGH's retirement plan recordkeeping can help your organization

AGH's retirement plan recordkeeping provides a customer-oriented staff, a high degree of technological sophistication to deliver rapid and accurate responses to changes in fund elections, and a thorough understanding of regulatory requirements (ERISA, IRS, Department of Labor and security). While educating, communicating with and serving your employees' retirement plan needs, we also deliver peace of mind to the plan sponsor and trustee with preparation and calculation of all qualification tests and limits, a signature-ready Form 5500 and preparation and filing of 1099Rs.

Frequently asked questions

What makes AGH different from other providers?

Our CPA background and approach provides the discipline, rigor, and quality of assurance to provide our clients with the peace of mind that their plan is in compliance.

What is the difference between bundled and unbundled?

A bundled plan is a retirement plan that uses one provider for recordkeeping, investment advising, compliance, and custodial services. While an unbundled provider uses the best of what the market offers for each of those areas. Each has its own benefits. A bundled plan provides one point of contact for all things related to your plan. While an unbundled plan can get the best service tailored to your needs from the appropriate provider for each area.

Is AGH limited in the investments it can put into a plan?

AGH's only limitation is that a plan option must be a marketable security that is traded. These options typically include mutual funds, ETFs, CITs, bank collective trust funds, stable value funds, self-directed brokerage accounts (standard equities/bonds), and more.

Learn how AGH can help with your retirement plan recordkeeping. Click to get started.

Brad Bechtel

Senior Vice President
Employee Benefit Services

Brad Bechtel leads AGH’s employee benefit services (EBS) division, which serves clients nationwide. EBS is one of the region's largest providers of retirement plan recordkeeping services for daily valuation plans. The division provides consulting services to clients on employee benefit plans, including plan design, implementation, operation, fiduciary due diligence, compliance, and through affiliate AGH Wealth Management, discretionary and non-discretionary investment fiduciary services, investment advisory services and employee education.

Brad is experienced in executive compensation, including non-qualified, phantom stock, top hat and excess benefit plans, as well as other deferred compensation approaches. He has consulted for numerous Fortune 500 corporations on investment management and fiduciary due diligence. He also provides search and selection due diligence consulting services for companies seeking new investment and recordkeeping providers for their qualified plans. Brad is a registered investment advisor who holds Series 7, 24 and 66 FINRA registrations, and he is a member of the American Society of Pension Professionals & Actuaries.